Airways Flight Crew

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Radcliffe & Co have specialised in advising flight crew employees with regard to their pension arrangements since 2004. We look after a large number of captains and an increasing number of cabin crew and ground staff. During the last 12 years our specialist Airways Team at Radcliffe & Co has developed an in-depth understanding of an increasing number of pension schemes within the aviation industry, including BA, TUI, CAA, Cobham and the various options available to members of these schemes.Our advisers are able to offer advice on issues such as pension transfer advice, tapering annual allowance, the reducing lifetime allowance, the impact of an increase in salary, flexible retirement, build-up rates, whether or not to contribute into Smart AVCs and retirement options.Over the last decade we have experienced radical changes in the pensions’ landscape, which have often caused concern and confusion, sometimes leading to unexpected tax charges. It is now more important than ever to take independent financial advice to ensure that the right decisions are made and at the right time.

At the point you are considering accessing your pension benefits our advisers can explain the various retirement options available from the British Airways pension schemes. Additionally our advisers can offer advice in respect of alternative independent retirement options which may be appropriate for you. Our aim is to provide you with detailed information and analysis to help you to make an informed decision which is right for you.

Our advisers offer personal face to face meetings, the advice is independent (whole of market) and, along with specific advice in respect of your BA Pension, our advisers can provide holistic financial planning advice on any aspect of your financial arrangements such as inheritance tax planning, savings and investments, life assurance and mortgages.

Meetings can be arranged to fit in with your flight roster and other commitments and can be held at our offices in Southampton and Winchester or at Heathrow or Gatwick. We look after clients throughout the UK and Ireland and are also happy to travel to your home address.

Any financial advice that we give will be based upon your individual circumstances and objectives.

Please note that the services provided within this website are not provided in conjunction with British Airways and are provided through Radcliffe & Co which is authorised and regulated by the Financial Conduct Authority.
“We have been impressed with Radcliffes, since joining them we have not looked back. The quality of the service given has considerably exceeded that provided by our previous financial advisers and we have confidence that our needs are being considered in a full understanding of our personal circumstances. Their service has been comprehensive and we have never felt that there have been aspects with which we would not seek their advice.”

CAPTAIN KEN September 2015

Contact a member of our specialist airways team

To contact one of our specialist advisers or to arrange a meeting please e-mail Airways Team or complete our Airways on-line contact form.

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Airways Updates

Airways Update Summer 2019
Airways Update Summer 2019

Partial transfers - best of both worlds?, Tapered annual allowance, Market commentary, Radcliffe & Co. celebrating 60 years, Annual investment day

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Airways Update October 2018
Airways Update October 2018

Drawdown and the second, lifetime allowance test, A View on Brexit, May Way, or No Way?, Annual Event, Alice Tai, Tiger 9

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Previous Airways Update Articles

Seminars and Events

BA Client Investment Day - 17th May 2018

BA Client Cricket Event at the Ageas Bowl - 6th June 2018