Uncategorized

Feb

3

Radcliffe are recruiting for a Trainee Administrator

We are currently looking for a trainee administrator to join our busy Corporate department. No previous experience required but must have excellent IT skills, including Word and Excel. Initially 1 year fixed term contract but this is subject to review. Salary £17,000 per annum. Please forward CV to... Read More »

Aug

25

Brexit – Possible Pension Implications

Whilst the detailed implications of Brexit for pensions are as yet unknown. This note brings together initial responses from relevant organisations. Private Pensions The Legal Framework The design of pension systems is largely the responsibility of Member States. The regulatory framework at EU level covers: establishing an internal market for funded occupational pension schemes and the minimum standards to protect scheme members; minimum guarantees concerning accrued rights in... Read More »

Aug

25

Alice Tai Paralympic Schedule

Following a very successful Olympics for Team GB, the Paralympians now take the stage including our very own teen sensation Alice Tai. The swimming events will be shown on Channel 4, all heats are approximately 1:15pm UK time, with the finals at 9:15pm. The schedule is as follows: Saturday 10th September       -100m S10 Backstroke Monday 12th September        -100m S10 Butterfly Tuesday 13th September        -100m S10 Freestyle Thursday 15th September       -Women’s... Read More »

Nov

16

VACANCY – Corporate Pensions Administrator

A opportunity has opened up in to join our busy corporate pensions team in a full time administrative role. We are looking for a candidate ideally with the following attributes; Experience of administering GPP’s and ideally Group Risk Knowledge of salary sacrifice Organisational skills Computer literate in all Microsoft Office applications - particularly Excel Ability to manage targets Good telephone manner Comfortable dealing with clients face to face and by phone A full range of... Read More »

Nov

4

Great Radcliffe's Bake Off

Over the past few weeks some of the staff of Radcliffe & Co have been taking part in a cake baking competition, with different categories including gluten-free cakes, raising an amazing £152 for local charities. Staff had to pay to taste slices of Lemon Drizzle, Chocolate Fudge Cake, Lemon Coconut layer cake, Cupcakes with a twist, Apple/blackberry crumble cake, and coffee & walnut cake. Gluten free cakes to choose from were Banana & Nut and Carrot Cake. They then completed a... Read More »

Oct

10

Train Pain Bonus

Virgin Trains has become the first operator to offer automatic refunds if trains are delayed or cancelled, says the Sunday Times. Refunds start at 25% for a 30-minute cancellation, rising to a full refund if the delay is over two hours. The refunds will go direct to customers' accounts, but only if they have bought direct from Virgin. It's estimated that three-quarters of those entitled to refunds don't currently get them because of the need to fill in forms from operators' websites. But as... Read More »

Oct

9

BTL Difficulties

A new EU directive on mortgage loans for buy-to-let could make it much harder for UK investors to get such loans. The rules require the same affordability criteria as are used with residential loans to be applied to buy-to-let loans to individual landlords. Some mortgage brokers think there could be a rush to beat the rules, which the Treasury reckons could affect more than one in ten BTL... Read More »

Jul

10

Summer Budget 2015

Budget Headlights Some of the key tax points of the Budget are: Dividend tax credit will be abolished from April 2016 and there will be a new dividend tax allowance of £5,000 a year. Above that level the tax rates on dividends will rise by 7.5%. For private landlords the wear and tear allowance will be replaced by a new relief allowing the actual costs of replacing furnishings from April 2016; and individual landlords’ tax relief for finance costs will be restricted to basic rate tax –... Read More »

Mar

25

General Election – How will it affect your Investments?

With the General election getting closer by the day, one of our Discretionary Fund Managers, Investec, have produced this handy 2015 General Election  document summarising things to look out for. Please note you will need Adobe PDF reader to view the... Read More »

Mar

21

Budget Summary

Introduction The combination of late Autumn Statements and early spring leaks has left recent Budgets largely devoid of surprises. Most pundits believed that the 2014 Budget would follow this trend, if only because the Budget deficit in 2013/14 was still £108 billion. However, George Osborne proved them wrong and revealed a range of initiatives that had successfully been kept under wraps. The reforms proposed to pensions, reducing the role of annuities, will change retirement planning... Read More »