Author Archive

Julie Mumford
Julie Mumford

Office Manager

T 02380 658 747

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Jane Mann DipFA
Jane Mann DipFA

Senior Administrator

T 02380 658 746

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Thesis
Tax Band Changes – Winners and Losers
Important Changes From April 2008
Don’t fall into the trap!
Know Your Options
Cashing In On Your Pension
A taxing decision?
A Capital Way of Saving Tax
None of your business?
Take a bigger SIPP
Share purchase agreements
A Quick Reminder…
Making Changes
To Whom Do You Owe A Debt?
Where There’s A Will ……
Pre-Budget Report
The Idiosyncrasy of Tax Relief
In Sickness And In Health
Pocket Money Pension
Timetable for employer responsibilities on personal accounts
5th October 2010 at the Royale Norfolk Hotel, Bournemouth
No interest in the credit-crunch?
Redundancy Payments
A Pound in Your Hand is Worth?
End of Line Sale!
High Earners
The 2009 Budget
How Well Do You Know Your Personal Allowance?
Value for money?
The Bank of Mum and Dad
Increase in Normal Minimum Pension Age
A Quick Reminder
Ahmad Tea
Ancasta
Berry & Berry Solicitors
Biscoes Solicitors
Sharon Roe DipFA
National Insurance Changes
All in a Year
Brewin Dolphin
Quilter Cheviot
Brooks Macdonald
Investec Wealth & Investment
Blue Arc
Drew Smith Limited
Eric Robinson Solicitors
EvoBus
G&H Windows and Conservatories
Hobby Craft
IGT Industries
iMeta
Land & Water
Landford Stone
M&B Fund Injection Services
Metron
Millbrook Industries Ltd
OK International
Origin Outsourcing Solutions
Portmore
Prudential
Scottish Equitable
Scottish Widows
Standard Life
Stewart Signs
Trethowans
U-Drive
Wheatsheaf Trust
Westermo
WSB Group
Scottish Widows
Standard Life
Skandia
Alyson Elgar
Alyson Elgar

Team Leader Corporate Administration

T 02380 658 748

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Caroline Ambrose
Lisa Smith
Lisa Smith

Administrator

T 02380 658 754

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Shelley Clements
Trethowans Solicitors
21st September 2010 at The Royal Southampton Yacht club
Business South 2011
Sue Crossen
Sue Crossen

Administrator

T 02380 658 750

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Debbie Pulford
Paris Smith
Portmore
Warner Goodman
Hampshire Chamber of Commerce
Haskins
Self Assessment:- Beware the Taxman!
Jump in inflation punishes savers
Are you in the dark over annuities?
Brewin Dolphin
Brooks Macdonald
Quilter Cheviot
FundQuest
Principal
Seven Investment Management
Williams de Broë
Legal & General
Aviva
12th July 2010 Radcliffe & Co golf day
18th September Castle Combe Rally Day
5th October 2010 Radcliffe & Co breakfast pensions seminar
23rd November 2010 B.A. staff investment conference
Compounding the situation
All Change
Capital Gains Tax
Pensions and the Budget 2010
Pensions Tax Relief – Reduced Annual Allowance from 6th April 2011
Making Sure You Know The Risks
Wyvern Cargo
The Child Trust Fund is dead: Long live the Childrens ISA!
Radcliffe Wins Medium Size Firm Of The Year 2010
BJP Insurance Brokers
Jacqueline Moore Strengthens Radcliffe & Co Adviser Team
QK Celebrating Twice
Wessex Heartbeat
Year-end personal tax planning
Changes to the way you can take your Pension
The Myth of Common Law Marriage
Protecting your wealth?
7th April 2011 – Radcliffe & Co Sponsor Hampshire Chamber of Commerce Lunch
Business South 2011
13th March 2011 – Radcliffe & Co sponsor Winchester Fives National Doubles Championship
State Pension Reform
Budget 2011
A Difficult Balancing Act
Royal Southampton Yacht Club
Hilton-Baird Group
Lymington Precision Engineers Co Ltd
Jacqui Moore & The Cahors Challenge
Castle Combe Rally Day
Can You Fix It?
Junior ISAs available soon
Take Care! – Sending documents to HM Revenue & Customs
Beware of Pension ‘Unlocking’ schemes
‘Dilnot’ Commission proposals for reform of Long Term Care
Update on the Equitable Life Payment Scheme
123 Decathlon
Safe as houses?
Public Sector Pension Changes
The Silent Erosion
Don’t forget – Self Assessment deadline approaching!
123 Decathlon – Fundraisers turn to pedal power to promote charity initiative
Goodwood Rally Saturday 11th February 2012- Free spectating!
European Court of Justice ruling hits Insurance Premiums
Leaving might be harder than you think
End of Year Tax Planning
Reminder! – Deadline for Fixed Protection is 5 April 2012
123 Decathlon at Calshot Velodrome
Changes to Child Benefit
High Earners & Budget 2012
Is that new job really worth it?
Flat-Rate State Pension: What will this mean for me?
Radcliffe & Co Sponsor Barbara Helen Walton. 63 years young
Do you owe the Taxman?
Will you get a full State Pension?
Will Disputes on the increase
Government issues Care & Support White Paper
Ian Fulford DipFA CeMAP CeRCC AwPETR
Ian Fulford DipFA CeMAP CeRCC AwPETR

Paraplanner Team Leader / Training Manager

T 02380 658 778

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Barbara Helen Walton – Triathlete
5th February 2013 – South Coast Business Works
July 2012: Radcliffe & Co support 2016 Paralympian swimming aspirations of Alice Tai
Alice Tai
Barbs Walton wins Bronze in World Sprint Triathlon
Christmas Hamper Draw 2012
The importance of dividends
Pension Auto Enrolment Commences
Taxing times
Make the most of a valuable IHT exemption
123 Decathlon – Swim
Radcliffe & Co celebrate a positive start to 2013 by announcing its expansion
Alice Tai sets new British Record for the 100m backstroke
Autumn statement brings further pension changes
The age allowance trap
Inheritance Tax – spouses and civil partners domiciled overseas
Are you protecting your income?
Go! Rhinos – "Wonderland"
Go! Rhinos – Wonderland
Heartwood Investment Management
Go! Rhinos coming to Southampton 13th July to 22nd September 2013
Go! Rhinos Radcliffe & Co with "Wonderland"
Weston Park Blades Summer Tournament
Budget 2013
Flat-rate state pension brought forward to 2016
Could a Cyprus savings ‘grab’ happen here in Britain?
Who wants to be a millionaire?
Southampton Boat Show Ticket Draw
Hilton-Baird Financial Solutions
Don’t be quick to rule out a rising income in retirement
Are you a well-balanced investor?
The lifetime cap on residential care costs is not all it seems
A legacy of confusion
Fixed Protection 2014
Annuity Rates Hit Two Year High
Living with illness
Budget Summary
End of Year Tax Planning
Workplace pension reform
Protecting your pension from IHT
It’s never too late for estate planning
Mortgage Market Review
Have you checked your contracts of employment?
Barbara Walton Storms Into A Sprint Triathlon Victory
Alice Tai – Update
Barabra Walton – Another Triumph
What do the Budget changes mean for Pensions?
Transferable Nil Rate Band
Reaching state pension age before 6 April 2016?
Do you need Income Protection Insurance?
Freedom and Choice in Pensions
Barbara Walton – Sprint Nationals
Alice Tai –  IPC Swimming European Championships Eindhoven
Hampshire Cricketer Chris Wood Sports Radcliffe & Co Shirt
Guaranteeing Your Retirement
Jacqueline Moore – Sunday Times Article
Are you entitled to more than 25% of your tax-free cash?
Alice Tai – Sky and Sunday Times Young Sports Woman of the Year
Removal of 55% Tax
Auto Enrolment Two Years On: Compliance Worries
Temptation of Flexible Pensions
China and Eurozone Woes Drag Down FTSE
Osborne Eyes Woes As Public Finances Improve
Automatic Enrolment Issues?
State Pension Increase
Radcliffe & Co Staff Donate Secret Santa gift money to The Avenue Centre
Sell Your Pension for Cash
Rose Road Association
Online Self-Assesment
Pension's Loophole
Interest Rates Rise
Auto Enrolment – Small Businesses Reminder
Pension Tracing
Pensions Fee Cap Boost
Auto Annuities – Have The New Pension Rules Become TOO Flexible?
State Pension – Update
Annual Contribution Allowance – Defined Benefit Pensions
ISA Investment Tips
Capped Drawdown & Wealthy Pensions
Pension Raiders Face Hefty Tax Bill
Pension Schemes Bill Receives Royal Assent
Bank Must Be Careful About Raising Mortgage Costs
Home Loan Rates at Record Low
Budget 2015 Summary
General Election – How will it affect your Investments?
Auto Enrolment – Whats your plan of action?
Step-by-step Automatic Enrolment Guide
Alice Tai Update
Pension Tax Reclaims Get Easier
Five-Year Fixed Rates Fall Again
Investors Bond Tax Reprieve
How Much do You Need to Save?
Changes to EISs and VCTs
State Pension Top-ups
Final Salary Pensions Enquiries
Ageism Lending
Buy-to-Let Pension Purchase
Pension for IHT?
HMRC 'Overpaid Tax' Ruling
Over £2billion of Pensions Cashed-in
Absolutely in Demand
Flexi Pension Lump Sum Taxation – And How to Reclaim it
Salary Exchange Being Sacrificed?
Millions Snared by Tax Traps
Alice Tai – Update
Bonus for Older Borrowers
Pay Rising
State Pension Deferral?
NISA Investment Range Widens
New State Pension Worries
Channel Islands Drifitng Away?
Steep State Pension Increase
Summer Budget 2015
NEST Pre-Retirement  Strategy
Allowance Increases Ignored
Compensation Limits to be Cut
Retirement Blueprint
Dividend Tax Increase
Is Your Drawdown Provider Costing You?
Chancing Chancellor
Hidden Boost for Enhanced Annuities
Alice Tai Shines in Glasgow
Alice Collects Gold
500,000 Auto-Enrolment Duties
Care Cost Cap Delayed
Inheritance Tax Break
Watertight Wills
Save As You Earn Indeed
Equity Release
Boat Show Winners
Retirement Age Increase
Where to Invest?
Cloudy August
Will Disputes
The New 'Simple' Flat-Rate Pension
Potential Pension Withdrawal Tax Charge
Don't Underestimate Illness Protection
BTL Difficulties
Train Pain Bonus
Cash ISA Downfall
State Pension Reform
Tapered Annual Allowance
Mortgage Mystery
The Triple Lock
Great Radcliffe's Bake Off
Pension Pot Raids
Retirement Countdown
VACANCY – Corporate Pensions Administrator
Importance of  Advice
Professional Adviser Awards 2016
Auto Enrolment Duties
Child Benefit and the Dividend Allowance
Default Fund Downsides
Remortgaged Equity Distribution
Autumn Statement 2015 – Personal Allowances & NI Rates
Autumn Statement 2015 – Updated Tax Rules
Autumn Statement 2015 – Saving and Pensions
Autumn Statement 2015 – Capital & Business Taxes
Autumn Statement 2015 – Personal Taxation and Welfare
Autumn Statement 2015 – Highlights
Walk The Test Way
Radcliffe Bake Off
Higher Stamp Duty?
Cash for Annuties
Consultation on Second Home Stamp Duty Land Tax
Owning vs Renting
Buying Abroad?
International Payments
South Coast Business Works Exhibition
Calm During The Market Storm
Wessex Cancer Trust & Bruce Elkins
Potential Pensions Tax for High Earners
Osborne Savers Bonus?
Legal Entity Identification – The Issues Facing Trusts
Deprivation of Assets And Porperty Gifts
Auto Enrolment Duties Update
Probate Fee Increase
Self-Employed Savings
Residence Nil Rate Band & Liftime Gifts of Property
Salary Sacrifice: Past, Present and Future
Brexit – A View From Investec
Budget – March 2016
Brexit – A View From Brooks Macdonald
Equity Release – Spring 2016
Cash ISA Rates Hit Record Low
Final Salary Decisions
LIFETIME ISA; NUMBER CRUNCHING
Debbie Roles
Debbie Roles

Corporate Pensions Administrator

T 02380 658782

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Nigel Young
Nigel Young

Corporate Pensions Administrator

T 02380 200996

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Katie Tulk
Katie Tulk

Aviation Client Co-ordinater

T 02380 170266

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Brexit – A View From Brooks Macdonald
'Divorce' Mortgages?
House Price Rise Continues
Cost of a State Pension
New Pension Tracing Service
The Cost of Buying?
LISA for the Wealthy
Queens Speech
Paralympic Athlete – Alice Tai
Property Fund Closures
Brexit Effects on Insurance
How Big is Your Emergency Fund?
4 Key Reasons to Seek Financial Advice
Brexit – A View From Brewin Dolphin
Brexit – A View From Brooks Macdonald
James Fulford
James Fulford

BA Administrator

T 02380 658 752

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Alex Blake
Alex Blake

Trainee Paraplanner

T 02380 658 751

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Amy Clarke
Alice Tai Paralympic Schedule
Brexit – Possible Pension Implications
Lisa Later
Darren Fulford DipPFS
Darren Fulford DipPFS

Finance Director

T 02380 658 764

M 07771 636 630

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Neil Igglesden DipPFS
Neil Igglesden DipPFS

Managing Director

T 02380 658 771

M 07771 636 640

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Mike Hughes DipFA MLIBF
Mike Hughes DipFA MLIBF

HR Manager

T 02380 658 766

M 07771 628 440

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Marc Cumberlege DipFA MLIBF
Marc Cumberlege DipFA MLIBF

Assistant Director

T 02380 658 759

M 07769 677 716

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Gervase Clifton-Moore DipFA MLIBF
Gervase Clifton-Moore DipFA MLIBF

Assistant Director

T 02380 658 758

M 07765 404 509

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Colin Perryman DipPFS
Colin Perryman DipPFS

Independent Financial Adviser

T 02380 658 772

M 07795 560 604

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Chris Selfe DipPFS
Chris Selfe DipPFS

Independent Financial Adviser

T 02380 658 768

M 07974 205 170

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Chris Headford DipPFS
Chris Headford DipPFS

Independent Financial Adviser

T 02380 658 762

M 07971 079625

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Stuart Tulk DipFA MLIBF
Stuart Tulk DipFA MLIBF

Independent Financial Adviser

T 02380 658 753

M 07885 677 394

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Richard Roberts DipPFS
Richard Roberts DipPFS

Independent Financial Adviser

T 02380 658 769

M 07799 884 992

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John Middlemast DipFA MLIBF
John Middlemast DipFA MLIBF

Independent Financial Adviser

T 02380 658 760

M 07941 612 420

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Leigh Whitbread DipPFS
Leigh Whitbread DipPFS

Independent Financial Adviser

T 02380 658 763

M 07919 898911

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Murray Harding DipPFS
Murray Harding DipPFS

Independent Financial Adviser

T 01980 842 173

M 07775 591 605

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Stuart Donaldson Dip MLIBF
Stuart Donaldson Dip MLIBF

Independent Financial Adviser

T 02380 222 444

M 0788 4497 996

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Jacqueline Moore APFS
Jacqueline Moore APFS

Chartered Financial Planner

T 02380 658755

M 07717 336 335

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Jack Igglesden DipFA MLIBF
Jack Igglesden DipFA MLIBF

Independent Financial Adviser

T 02380 658 643

M 07919 411995

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Southampton Boat Show 2016
Jimeel Angel ACSI APFS
Jimeel Angel ACSI APFS

Chartered Financial Planner

T 02381 159 922

M 07500 337 281

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Calum Brockway DipPFS
Calum Brockway DipPFS

Independent Financial Adviser

T 02380 658 644

M 07525 178578

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Katie Steel Adv DipFA MLIBF
Katie Steel Adv DipFA MLIBF

Chartered Financial Planner

T 02380 658 781

M 07825 686433

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Darren Maule DipFA MLIBF
Darren Maule DipFA MLIBF

Independent Financial Adviser

T 07741 654019

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Return of Cashback Mortgages?
From 1,2,3 to 3,2,1.5?
Should you Take the Money?
Not so Nice LISA?
Finance Act 2016 Receives Royal Assent
Alice Tai
US Presidential Election – A View from Brooks Macdonald
State Pension Dilemma
Treasury Shortfall
Capital Gains Tax Revenue Increase
US Presidential Election – A View From Our Panel
Alice Tai – British Para-Swimming Performing Squads
Autumn Statement 2016 – Savings & Pensions
Autumn Statement 2016 – Personal Taxation
Autumn Statement 2016 – Business Taxes
Autumn Statement 2016 – Welfare
Autumn Statement 2016 – Tax Avoidance, Evasion and Compliance
Autumn Statement 2016 – Income Tax Allowances & Rates
Autumn Statement 2016 – Income Tax Rates & Bands
Autumn Statement 2016 – National Insurance
Autumn Statement 2016 – Highlights
Final Salary Boss Transfers
Inflation Ahead
Generation Rent
The End of BTL?
UK House Prices Rise
Alice Tai MBE
Car Tax Changes
Radcliffe are recruiting for a Trainee Administrator
Cohabiting Pension Rights
Psychological Threats to Wealth
Lifetime ISA Launch
Spring Budget 2017 – Taxation
Spring Budget 2017 – Pensions, Savings & Investments
Spring Budget 2017 – Business Taxes
Spring Budget 2017 – Summary
Chancellor NIC U-turn
Wealthy Tax Share
Less Tax More NI
Lifetime ISA Warning
MPAA Reduction
Club 100
Inflated Transfer Offers Tempt Employees
2017/18 Dividend Payment Examples – Basic Rate Band
2017/18 Dividend Payment Examples – Income Under £100k
Budget U-Turn Consequences
LISA Pitfalls
Employed, Self-Employed or Incorporated?
Cost of Pension Savings Delay
Pension Deficit Affecting Younger Generation
TPR Issues DB Funding Statement
Auto Enrolment Naming and Shaming
Equity Release – Summer 2017
Final Salary Transfer Offers
Pension Scam Shame
Millions Missing Out On 'Free Money'
Auto Enrolment Spot Checks
Change to BTL Rules
Uni Property Interest
Cost of Private Education
State Pension Age to 68
Pension v BTL
Regulator Warning on Pension Freedom
Reduction in Money Purchase Annual Allowance
Alice Tai MBE
Eva Jarmolowicz
Eva Jarmolowicz

Administrator

T 02381 159 031

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Kirsti Murphy DipPFS