Pension v BTL

July 26th, 2017

Research suggests returns from investing in a pension could be double those from Buy To Let property over the next twenty years, says the Mail. This assumes a return from property of 3.5 per cent rental income plus 4.5 per cent a year capital growth, as compared with returns of 6 per cent a year in the pension. The gap in total returns – 435 per cent for the pension as against 237 per cent for BTL – is so large because of the tax relief on pensions and the higher taxes on BTL introduced by the last government.